Get the Edge with Legacy App
No financial tracking app offers the features and flexibility of Legacy App. Build better spending habits, save for an emergency fund or a down payment, pay off debt faster, and plan for a secure future—all in one powerful, secure app designed to keep you on track. Try it free for 30 days. There’s no obligation and no credit card required. Trusted Plaid integration ensures that your account information stays secure and private.
Debt Management Features
With the Legacy App, you have access to five of the most powerful budgeting methods available and the world’s premier debt elimination calculators in one convenient and accessible platform. Seamlessly switch between methods to select the debt elimination plan that works best for you, and make adjustments anytime based on changes in your needs or circumstances––the app will automatically recalibrate all of your key metrics according to your chosen method to provide you with the data you need to understand and make decisions about your finances.
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Debt Snowball Calculator
The debt snowball method is based on the principle of creating a budget that allows you to pay off your debts in order, from lowest to highest.
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Debt Blizzard Calculator
The debt blizzard method combines the debt snowball with its inverse, the debt avalanche, to enable users to tackle some higher debt amounts while also working to eliminate smaller ones.
Zero-Based Budgeting
With zero-based budgeting, every dollar of income is allocated to a specific expense, saving, or debt to provide you greater financial awareness and control over your budget.
Personalized Insights
Legacy App empowers users to spend smarter, save more, and accelerate debt repayment by analyzing up-to-the-minute financial data to provide personalized insights. Legacy instantly adapts to changes in your circumstances and needs to optimize your debt repayment strategy, offer tailored planning advice, and highlight opportunities to save money or adjust your budget.
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How Modern Personal Budgeting Tools Are Leading to Financial Independence
Spending Insights
Do you need more visibility into where your money is going? Legacy provides dynamic tools that allow you to monitor your net worth, compare previous and current monthly spending, track your spend-free days, and evaluate credit card utilization.
Payment Optimizer
Use Legacy App’s Payment Optimizer to design a clear and customizable get-out-of-debt plan and improve your quality of life by eliminating worries about bills. The Payment Optimizer uses your chosen method of budget management to provide a color-coded chart that offers guidance on where to focus your debt elimination efforts and how to prioritize your expenses for each month. Best of all, when you make adjustments to your spending, your savings, or your budgeting method, the Payment Optimizer adjusts with you to ensure you always have the clarity you need.
Bill & Debt Tracking
Build better spending habits, save for an emergency fund or a down payment, pay off debt faster, and plan for a secure future with Legacy App’s comprehensive bill and debt tracking features.
Financial Freedom
Get out of debt 55-65% faster than with conventional predictive models.
Financial Literacy
Take control of your finances through greater awareness and understanding.
Financial Stewardship
Create a financial safety net in a world that’s often unforgiving of even minor errors.
